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dc.contributor.authorFisman, Raymonden_US
dc.contributor.authorVig, Vikranten_US
dc.contributor.authorSarkar, Arkodiptaen_US
dc.contributor.authorSkrastins, Janisen_US
dc.date.accessioned2019-04-24T14:50:51Z
dc.date.available2019-04-24T14:50:51Z
dc.date.issued2018-12-01
dc.identifier.citationRaymond Fisman, Vikrant Vig, Arkodipta Sarkar, Janis Skrastins. 2018. "Experience of Communal Conflicts and Inter-group Lending."
dc.identifier.urihttps://hdl.handle.net/2144/34917
dc.description.abstractWe provide micro economic evidence on the link between ethnic frictions and market efficiency, using dyadic data on managers and borrowers from a large Indian bank. Our analysis builds on the idea that exposure to religion-based communal violence may intensify branch managers’ same-group preferences, and thus result in lending decisions that are more sensitive to a borrower’s religion. We find that,in our sample of Hindu loan officers, those with substantial riot exposure prior to joining the bank lend relatively less to Muslim borrowers. Riot-exposed officers’ loans to Muslims are also less likely to default, suggesting that the lower lending rate for Muslims is driven by taste-based discrimination. This bias is persistent across a bank officer’s tenure, suggesting that the economic costs of ethnic conflict are long-lasting, potentially spanning across generations.en_US
dc.description.urihttps://sites.bu.edu/fisman/files/2018/12/riot_experience_lending_rf23.pdf
dc.subjectEconomicsen_US
dc.subjectMuslimsen_US
dc.subjectHindusen_US
dc.subjectInter-group lendingen_US
dc.titleExperience of communal conflicts and inter-group lendingen_US
dc.typeArticleen_US
pubs.elements-sourcemanual-entryen_US
pubs.notesEmbargo: Not knownen_US
pubs.organisational-groupBoston Universityen_US
pubs.organisational-groupBoston University, College of Arts & Sciencesen_US
pubs.organisational-groupBoston University, College of Arts & Sciences, Department of Economicsen_US
pubs.publication-statusUnpublisheden_US
dc.description.oaversionFirst author draft


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