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    • Goldman School of Dental Medicine
    • GSDM: Historical Theses and Dissertations (Open Access)
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    •   OpenBU
    • Goldman School of Dental Medicine
    • GSDM: Historical Theses and Dissertations (Open Access)
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    Methodology to determine dental insurance premium : Boston University's "Dental Health Plan" with analysis of utilization

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    Date Issued
    1992
    Author(s)
    Zafarmand, A. Hamid
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    Permanent Link
    https://hdl.handle.net/2144/35652
    Abstract
    Dental insurance is a fringe benefit provided by employers. It originally came into existence around 1920's. However, the last two decades is considered the years of the growth of dental insurance in society. This indicates dramatic increase of enrollment for such benefits and ultimately higher dental expenditure as well. In spite of popularity of dental insurance, there is still a debate about its function. The argument touches basically upon the issue of quality of dental service raised by all parties - patients, dentists, insurance carriers. This calls for more attention and involvement of government agencies who regulate insurance and pay for services. Today a variety of dental health plans are marketed by insurance carriers. Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) are the plans that have grown the most among others. Capitation is another new dental plan option which perhaps will absorb more market share in the future. "Dental Health Plan" is a benefit provided by Boston University, which is adopted from PPO type option. It offers employees premiums for "Individual" and "Family" participants.
    Description
    Thesis (D.Sc.D.)--Boston University, Henry M. Goldman School of Graduate Dentistry, 1992 (Public Health Dentistry)
     
    Includes bibliography (leaves [35-38]
     
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    This work is being made available in OpenBU by permission of its author, and is available for research purposes only. All rights are reserved to the author.
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    • GSDM: Historical Theses and Dissertations (Open Access) [177]


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