Methodology to determine dental insurance premium : Boston University's "Dental Health Plan" with analysis of utilization
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Citation
Abstract
Dental insurance is a fringe benefit provided by employers. It
originally came into existence around 1920's. However, the last two
decades is considered the years of the growth of dental insurance in
society. This indicates dramatic increase of enrollment for such benefits
and ultimately higher dental expenditure as well.
In spite of popularity of dental insurance, there is still a debate
about its function. The argument touches basically upon the issue of
quality of dental service raised by all parties - patients, dentists,
insurance carriers. This calls for more attention and involvement of
government agencies who regulate insurance and pay for services.
Today a variety of dental health plans are marketed by insurance
carriers. Health Maintenance Organizations (HMOs) and Preferred
Provider Organizations (PPOs) are the plans that have grown the most
among others. Capitation is another new dental plan option which
perhaps will absorb more market share in the future.
"Dental Health Plan" is a benefit provided by Boston University,
which is adopted from PPO type option. It offers employees premiums
for "Individual" and "Family" participants.
Description
Thesis (D.Sc.D.)--Boston University, Henry M. Goldman School of Graduate Dentistry, 1992 (Public Health Dentistry)
Includes bibliography (leaves [35-38]
Includes bibliography (leaves [35-38]
License
This work is being made available in OpenBU by permission of its author, and is available for research purposes only. All rights are reserved to the author.