Pooling and tranching under belief disagreement

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180528 OSD.pdf(391.38 KB)
First author draft
Date
2019-04-06
DOI
Authors
Ortner, Juan
Schmalz, Martin C.
Version
First author draft
OA Version
Citation
Juan Ortner, Martin C Schmalz. 2018. "Pooling and Tranching Under Belief Disagreement."
Abstract
We study optimal security design when issuer and market participants disagree about the characteristics of the underlying asset. We show that pooling and tranching assets can be preferable to selling optimal securities backed by individual assets: pooling can be a response to belief disagreement between issuer and investors; tranching allows the issuer to exploit belief disagreement among investors. Moreover, differences in beliefs can make pooling and tranching complements; asymmetric information alone cannot.
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