Competitive status of Massachusetts savings and loan associations
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Abstract
In this thesis particular interest centers in the competitive status of two types of banks within the broad classification of savings and loan associations, namely, Co-operative Banks and Federal Savings and Loan Associations. Effort is made to observe the origin and growth of this competition, to present data on its extent and direction, to consider the direction and to suggest remedial action for the group adversely affected.
The first chapter considers the competitive situation for savings. It goes to show that the Federal Savings and Loan Associations have had phenomenal growth since World War II, and while the co-operative banks continue to hold a strong position in the private thrift market, their relative position seems to be declining, in view of this rapid growth of the Federal associations. Comparison of the rate of growth between the co-operative banks and the Federal savings and loan association is strikingly in favor of the Federal savings and loans associations. Further analysis shows that while there has been growth in both types of institutions, there has also been a shift in savers' preference as among the several typesof financial institutions studied [TRUNCATED]
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Thesis (M.A.)--Boston University
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